LoanShopUSA takes your privacy seriously. Please read the following to learn more about our privacy policy.
What This Privacy Policy Covers
- This policy covers how LoanShopUSA treats personal information that LoanShopUSA collects and receives, including information related to your past use of LoanShopUSA products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.
- This policy does not apply to the practices of companies that LoanShopUSA does not own or control, or to people that LoanShopUSA does not employ or manage. In addition, certain LoanShopUSA associated companies have their own privacy statements.
Information Collection and Use
General
- LoanShopUSA collects personal information when you register with LoanShopUSA, when you use LoanShopUSA products or services, when you visit LoanShopUSA pages or the pages of certain LoanShopUSA partners, and when you enter promotions or sweepstakes. LoanShopUSA may combine information about you that we have with information we obtain from business partners or other companies.
- When you register we ask for information such as your name, email address, birth date, gender, zip code, occupation, industry, personal interests, and additional information. For some financial products and services we may also ask for your address, Social Security number, and information about your assets. Once you register with LoanShopUSA and sign in to our services, you are not anonymous to us.
- LoanShopUSA collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
- LoanShopUSA automatically receives and records information on our server logs from your browser, including your IP address, LoanShopUSA.s cookie information, and the page you request.
- LoanShopUSA uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.
Information Sharing and Disclosure
- We reserve the right to share and transfer data to any 3rd party for marketing opportunities.
- We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;
- We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of LoanShopUSA terms of use, or as otherwise required by law.
- We transfer information about you if LoanShopUSA is acquired by or merged with another company. In this event, LoanShopUSA will notify you before information about you is transferred and becomes subject to a different privacy policy.
- LoanShopUSA displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria - for example, women ages 18-24 from a particular geographic area.
- LoanShopUSA does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
- LoanShopUSA advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).
- LoanShopUSA works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you've requested please read our detailed reference links.
Cookies
- LoanShopUSA may set and access LoanShopUSA cookies on your computer.
- LoanShopUSA lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to LoanShopUSA.s cookies.
- LoanShopUSA uses web beacons to access LoanShopUSA cookies inside and outside our network of web sites and in connection with LoanShopUSA products and services.
Your Ability to Edit and Delete Your Account Information and Preferences
General
- You can edit your LoanShopUSA Account Information, including your marketing preferences, at any time.
- New categories of marketing communications may be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.
- We reserve the right to send you certain communications relating to the LoanShopUSA service, such as service announcements, administrative messages and the LoanShopUSA Newsletter, that are considered part of your LoanShopUSA account, without offering you the opportunity to opt-out of receiving them.
- You can delete your LoanShopUSA account by visiting our Account Deletion page. Please click here to read about information that might possibly remain in our archived records after your account has been deleted.
Confidentiality and Security
- We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
- We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.
Changes to this Privacy Policy
- LoanShopUSA may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your LoanShopUSA account or by placing a prominent notice on our site.
Loanshopusa.com is owned by 411Web/MyCity. Your email address will be added to our email subscription list. 411Web/MyCity may send you emails regarding marketing offers and newsletters. We offer visitors to our Web site and recipients of our marketing campaigns the opportunity to opt-out of receiving communications from us. These unsubscribe options are included in email communications that you receive from us.
411 Web Interactive.
Customer Care - Privacy Policy Issues
14100 W. Olympic Blvd 15th Floor
West Los Angeles, CA 90064
800.706.6225 x6910 Effective Date: June 28, 2006
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